A personal installment loan is a fixed-amount loan with a set repayment schedule of fixed-amount installments, typically paid monthly. The entire loan amount is disbursed at the beginning of the term, and it is paid back over a specific period, which can range from months to years.
You must be over 18 years old.
Must have a Checking account.
You must have a steady source of recurring income payments.
Must have a permanent address.
No, you will not be charged to apply for the loan, whether or not you are approved.
Once you are approved, if you apply before 4:00pm CST you will receive your funds on the same day. If you apply after that time, you will receive your fund on the next business day.